The advent of sophisticated and high-priced smartphones has elicited the need to have specially tailored insurance policies to cover the devices. The Apple iPhone is the most popular smartphone in the market and generally the most expensive. Evidently, taking up iPhone insurance is the most prudent thing to do if you own one. There are a number of ways in which you could lose your phone even if you are a very cautious person. Theft is a likely possibility and to prove that over a million mobile phones are stolen every year. In fact, most street crimes involve mobile phones and an iPhone is definitely one of the most desirable gadgets in the eyes of a robber.
You cannot be careful enough when it comes to water and liquid damage. More than a million phones are totalled yearly by water and other liquids. Water is life, but when your iPhone gets into contact with the liquid you may have to say goodbye to the device. Accidental damage is fairly common and mainly caused by impact which destroys phone components.
A good example is the iPhone screen which is likely to shutter if the phone bumps forcefully against the wall or the floor. Again, the phone can be stepped on or hit by an object resulting to loss of functionality. Mechanical or electrical damage will also put you in a fix especially if this is outside the warranty. Worst of all, you may lose the gadget in your daily activities and fail to locate it incurring a huge and unwanted replacement bill.
Another risk that you face is financial loss due to fraudulent calls made through your phone by another person without your knowledge. This may seriously dent your finances especially if such calls are international and malicious. Retailers of iPhones offer insurance cover to their customers at the point of sale.
Mobile phone retailers have insurance policies which buyers may choose to sign up for when they purchase new phones. Service providers may also offer the service when they enter into a phone contract with a subscriber. Nevertheless, these covers are undesirable for they are often more expensive than what you find in the open market.
You may have some form of phone cover in your home items insurance policy or the service may be extended to you when you open a certain type of bank account. Unfortunately such contracts will not completely cover the cost of an iPhone for it is deemed too high for a mobile phone.
Mobile phone insurance companies have packages that often beat what is offered by phone dealers and service providers. Online phone insurers are known to charge almost half of what is normally charged in the streets for similar policies. You get instant cover online and one to three months discounts are very common with most insurers. Some policies include members of your family in the cover and will not discriminate even if you have gone out of the country at the time of loss. Most guarantee to replace your iPhone within 48 hours and if repair is what is needed you are sure to get your handset within a week.
If you discontinue the service some insurers will return your money if you cancel the contract within a certain period. Generally, various iPhone insurance policies are available in the market. Conduct a research to ensure that you get the best and most affordable cover from a reliable insurer so as to safeguard your asset.
You cannot be careful enough when it comes to water and liquid damage. More than a million phones are totalled yearly by water and other liquids. Water is life, but when your iPhone gets into contact with the liquid you may have to say goodbye to the device. Accidental damage is fairly common and mainly caused by impact which destroys phone components.
A good example is the iPhone screen which is likely to shutter if the phone bumps forcefully against the wall or the floor. Again, the phone can be stepped on or hit by an object resulting to loss of functionality. Mechanical or electrical damage will also put you in a fix especially if this is outside the warranty. Worst of all, you may lose the gadget in your daily activities and fail to locate it incurring a huge and unwanted replacement bill.
Another risk that you face is financial loss due to fraudulent calls made through your phone by another person without your knowledge. This may seriously dent your finances especially if such calls are international and malicious. Retailers of iPhones offer insurance cover to their customers at the point of sale.
Mobile phone retailers have insurance policies which buyers may choose to sign up for when they purchase new phones. Service providers may also offer the service when they enter into a phone contract with a subscriber. Nevertheless, these covers are undesirable for they are often more expensive than what you find in the open market.
You may have some form of phone cover in your home items insurance policy or the service may be extended to you when you open a certain type of bank account. Unfortunately such contracts will not completely cover the cost of an iPhone for it is deemed too high for a mobile phone.
Mobile phone insurance companies have packages that often beat what is offered by phone dealers and service providers. Online phone insurers are known to charge almost half of what is normally charged in the streets for similar policies. You get instant cover online and one to three months discounts are very common with most insurers. Some policies include members of your family in the cover and will not discriminate even if you have gone out of the country at the time of loss. Most guarantee to replace your iPhone within 48 hours and if repair is what is needed you are sure to get your handset within a week.
If you discontinue the service some insurers will return your money if you cancel the contract within a certain period. Generally, various iPhone insurance policies are available in the market. Conduct a research to ensure that you get the best and most affordable cover from a reliable insurer so as to safeguard your asset.
About the Author:
You will discover a good amount of ways you can damage and misplace your new iPhone4 which make many reasons for investing in iPhone Insurance. Read more about Low Cost iPhone Insurance by going to our web-site.
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