Most cell phone providers have always offered some sort of extended warranty or insurance coverage with their phone service. However, the advent of smart phones has changed the way we look at our phones and the ways in which we use them. iPhone insurance is not offered by all service providers at the present time.
iPhones have become valuable assets whose technological innovations most would find it difficult to complete a day without. This creates several reasons why insuring the devices is a good idea.
Despite being made to carry with one, iPhones are still fragile pieces of electronic equipment. Most people continue to carry their iPhones in pockets and purses, where they can easily work loose and fall out. This can lead to impact with a hard surface at speeds that result in damage to the screens and internal components. Such impacts can disable all or most of the phones functions and are among the most common reasons to file a claim.
Theft is the single most common reason to need iPhone insurance. These devices are more valuable than standard phones and it is not difficult to obtain a good price for one. Many people also store a lot of data about themselves and their families and friends on the devices. This makes them a prime target for identity thieves. It is uncommon for stolen iPhones to ever be found.
Another reason to insure iPhones is the damage that can be done by liquids. Children are especially prone to spilling their drinks in the most inconvenient places. Onto the phone is just one of them. Adults are also not immune to this type of clumsiness. Even worse is forgetting to remove the phone from one's pockets before going swimming or having it on one's person when falling into a body of water. This tends to cause short circuits that burn out the phone and render it useless.
Fire damage is another reason to consider iPhone coverage a good idea. Most people escaping a burning building do not think to grab their phones off the tables beside the bed. Most household insurers do not recognize this as insured contents, so they will not cover the burned device. Fortunately, having the right coverage on the phone itself can get it replaced at a low cost.
There are many reasons to buy iPhone insurance. These devices are not the cell phones of old that could be replaced inexpensively at the discount mart. iPhones are advanced tools for staying connected in today's world. However, they are still easy to damage and owners need some protection in cases where the device must be replaced.
iPhones have become valuable assets whose technological innovations most would find it difficult to complete a day without. This creates several reasons why insuring the devices is a good idea.
Despite being made to carry with one, iPhones are still fragile pieces of electronic equipment. Most people continue to carry their iPhones in pockets and purses, where they can easily work loose and fall out. This can lead to impact with a hard surface at speeds that result in damage to the screens and internal components. Such impacts can disable all or most of the phones functions and are among the most common reasons to file a claim.
Theft is the single most common reason to need iPhone insurance. These devices are more valuable than standard phones and it is not difficult to obtain a good price for one. Many people also store a lot of data about themselves and their families and friends on the devices. This makes them a prime target for identity thieves. It is uncommon for stolen iPhones to ever be found.
Another reason to insure iPhones is the damage that can be done by liquids. Children are especially prone to spilling their drinks in the most inconvenient places. Onto the phone is just one of them. Adults are also not immune to this type of clumsiness. Even worse is forgetting to remove the phone from one's pockets before going swimming or having it on one's person when falling into a body of water. This tends to cause short circuits that burn out the phone and render it useless.
Fire damage is another reason to consider iPhone coverage a good idea. Most people escaping a burning building do not think to grab their phones off the tables beside the bed. Most household insurers do not recognize this as insured contents, so they will not cover the burned device. Fortunately, having the right coverage on the phone itself can get it replaced at a low cost.
There are many reasons to buy iPhone insurance. These devices are not the cell phones of old that could be replaced inexpensively at the discount mart. iPhones are advanced tools for staying connected in today's world. However, they are still easy to damage and owners need some protection in cases where the device must be replaced.
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