Probably one of the fastest and easiest insurance policies you can obtain is laptop and mobile phone insurances because one can purchase it online.
With just a few clicks on your mouse you can browse for a provider of your choosing, go to their website, follow their online purchasing instructions, enter your credit card or account information and once your application is approved, you will normally receive an email confirmation is like your soft copy of your policy and once you're covered, if anything happens to your phone the next day as long as it is within the clauses of your policy you are automatically covered.
Just in case it was stolen or lost, one of the requirements is to get a official police report so that your claim will be valid one. These kinds of insurance policies should require you to submit proper documentations because obviously, its easy to lie about a phone being stolen. But if you declared untrue information at the application, you may have a hard time making a claim.
So it is definitely vital to declare all needed or wanted information correctly and truthfully upon inception of the policy for it to be legal and binding. Fail to do so and the insurance company will uncover it up and you will have a hard time to prove your claim.
And to add to this, recently there have been a lot of iPhone insurance frauds which caused some insurance companies to become more strict in monitoring and approving online insurance applications.
These gadget insurance frauds happen when a person who apply for insurance cover like for example, iPhone insurance but then intentionally pretending that the phone was lost or stolen and in some cases, even with the help of some accomplices.
Insurance frauds like this one are now quite hard to fake and are ultimately discovered by the company and is punishable by law and in the end, they end up spending more money to get a lawyer.
Today when you try to apply for a iPhone insurance online, most websites will display a straight forward warning stating that your IP address has been traced and that if happen to have the intention of doing a insurance fraud be advised that it is punishable by law and if discovered you could end up in jail so don't even try it. Then they show you your actual IP address and if indeed you were thinking that, its likely you'll change your mind.
With these kinds of deterrents, unless the culprit is really desperate, many will simply change their minds and stop their plans right there and then and just purchase legitimate iPhone insurance for their Apple smart phone.
With just a few clicks on your mouse you can browse for a provider of your choosing, go to their website, follow their online purchasing instructions, enter your credit card or account information and once your application is approved, you will normally receive an email confirmation is like your soft copy of your policy and once you're covered, if anything happens to your phone the next day as long as it is within the clauses of your policy you are automatically covered.
Just in case it was stolen or lost, one of the requirements is to get a official police report so that your claim will be valid one. These kinds of insurance policies should require you to submit proper documentations because obviously, its easy to lie about a phone being stolen. But if you declared untrue information at the application, you may have a hard time making a claim.
So it is definitely vital to declare all needed or wanted information correctly and truthfully upon inception of the policy for it to be legal and binding. Fail to do so and the insurance company will uncover it up and you will have a hard time to prove your claim.
And to add to this, recently there have been a lot of iPhone insurance frauds which caused some insurance companies to become more strict in monitoring and approving online insurance applications.
These gadget insurance frauds happen when a person who apply for insurance cover like for example, iPhone insurance but then intentionally pretending that the phone was lost or stolen and in some cases, even with the help of some accomplices.
Insurance frauds like this one are now quite hard to fake and are ultimately discovered by the company and is punishable by law and in the end, they end up spending more money to get a lawyer.
Today when you try to apply for a iPhone insurance online, most websites will display a straight forward warning stating that your IP address has been traced and that if happen to have the intention of doing a insurance fraud be advised that it is punishable by law and if discovered you could end up in jail so don't even try it. Then they show you your actual IP address and if indeed you were thinking that, its likely you'll change your mind.
With these kinds of deterrents, unless the culprit is really desperate, many will simply change their minds and stop their plans right there and then and just purchase legitimate iPhone insurance for their Apple smart phone.
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