Far too many iPhone users make the mistake of thinking they can afford to go without iPhone loss insurance. In a day and age when money is tighter than ever, we all try to save as much of it as possible. What's more, most people consider themselves to be highly responsible and responsible people just don't lose their iPhones.
Most of us find out how easy it can really be to lose our phones when they slip out of our pockets at the store or get left in the back of a cab by accident. Then they pay for their mistake by having to spend hundreds of dollars, if not over a thousand, to replace their phone. Don't wind up in the same boat! The right iPhone loss insurance should be considered a must. The following are just a few of the reasons why.
1. Your Manufacturer's Warranty Will Not Cover You
Even though Apple's warranty on iPhones is incredibly good, it is not the same thing as iPhone loss insurance. Your iPhone warranty does not cover loss, accidental damage, or theft so it is important that you purchase a separate policy that will cover you when it comes to all the possible things that could happen to your phone. You'll be glad you did the first time you reach for you iPhone in the morning to check your messages and realize you accidentally left it in the back of a cab the night before.
2. Your Household Items Insurance Policy Should Not Be Trusted to Cover Your Phone
Too many people think relying on their household items policy instead of iPhone loss insurance to cover their iPhone is a really smart decision. After all, it does cover personal items such as mobile phones. However, making this your choice can actually wind up costing you more money than simply investing in an iPhone loss insurance policy would have. The portion of the replacement cost your provider will expect you to cover will be much higher than it otherwise would be and you'll lose your "no claims" bonus, too. If you're the type of person who actually tends to lose phones often, then you are almost surely looking at premium raises at some point down the line as well.
3. You Can't Afford to Forgo iPhone Loss Insurance... Literally
Most iPhone users got a stellar deal on their new gadget through their service provider. Some even managed to get their as a freebie. Have you ever really noticed the true price tag on an iPhone though? Some iPhones cost more than a thousand dollars!
Most of us find out how easy it can really be to lose our phones when they slip out of our pockets at the store or get left in the back of a cab by accident. Then they pay for their mistake by having to spend hundreds of dollars, if not over a thousand, to replace their phone. Don't wind up in the same boat! The right iPhone loss insurance should be considered a must. The following are just a few of the reasons why.
1. Your Manufacturer's Warranty Will Not Cover You
Even though Apple's warranty on iPhones is incredibly good, it is not the same thing as iPhone loss insurance. Your iPhone warranty does not cover loss, accidental damage, or theft so it is important that you purchase a separate policy that will cover you when it comes to all the possible things that could happen to your phone. You'll be glad you did the first time you reach for you iPhone in the morning to check your messages and realize you accidentally left it in the back of a cab the night before.
2. Your Household Items Insurance Policy Should Not Be Trusted to Cover Your Phone
Too many people think relying on their household items policy instead of iPhone loss insurance to cover their iPhone is a really smart decision. After all, it does cover personal items such as mobile phones. However, making this your choice can actually wind up costing you more money than simply investing in an iPhone loss insurance policy would have. The portion of the replacement cost your provider will expect you to cover will be much higher than it otherwise would be and you'll lose your "no claims" bonus, too. If you're the type of person who actually tends to lose phones often, then you are almost surely looking at premium raises at some point down the line as well.
3. You Can't Afford to Forgo iPhone Loss Insurance... Literally
Most iPhone users got a stellar deal on their new gadget through their service provider. Some even managed to get their as a freebie. Have you ever really noticed the true price tag on an iPhone though? Some iPhones cost more than a thousand dollars!
About the Author:
Do you have that kind of cash lying around to replace your iPhone if it gets lost or stolen? Probably not unless you're a recent lottery winner. You should opt for iPhone loss insurance instead and enjoy some peace of mind. You won't regret it!
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